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About Us

Our vision is to successfully provide our investors with consistent monthly returns on their investments.


How it all started

After exiting Canadian Mortgages Inc. in 2011, which was the company Joseph Fooks co-founded in 2004 at 19 years of age, Joseph decided it was time for a change in direction. After the 2008 recession banks started tightening their requirements and everyone knew the mortgage business would never be the same. Joseph strategically decided to move from Mortgage Broker to Mortgage Lender as he saw the future demand for private mortgages. JV Capital started with a $200,000.00 investment from one investor. That same individual is still an investor at JV Capital and has raised his investment to over $2,000,000.00 and has been a large advocate of our services recommending all his friends and family. When Joseph was a broker he noticed certain things private lenders weren’t doing or providing him with. Being a broker and understanding what his needs and wants were from his private lenders; he has brought that attitude to the private mortgage lending business that you see before you today.

Where we are today

In 2015 Joseph decided he needed assistance as he was too busy working in the business and didn’t have enough time to work on the business. He made a calculative move and brought in his long time friend Lawrence Schwartz who was an entrepreneur in his own right starting several successful businesses since his teens. Lawrence was already licensed as a realtor and brought his expertise of the residential real estate market to JV Capital. Together Joseph and Lawrence grew the company from just under $10,000,000.00 in mortgage loans in 2015 to over $40,000,000.00 in mortgage loans in 2016. Currently JV Capital runs a syndicate mortgage portfolio that is funded by a group of investors with a pool of funds in excess of $100,000,000.00.

Experience the Difference

At JV Capital we wanted our partners both investors and brokers to truly see the difference. We chose to invest hundreds of thousands of dollars into propriety software to provide our brokers and investors with a one of a kind service. Rather than building our business around publicly available software. We built our software around our business. JV Capital specializes in providing residential mortgage financing solutions to borrowers who do not qualify through the traditional banking system with a make sense approach to lending. We offer these solutions through 1st or 2nd mortgages to refinance, restructure or consolidate debt. Through all of these available products, our brokers are able to aid their clients with quick, simple and effective solutions. In turn our investors are able to realize attractive yields on their investments without long-term risk exposure.

Meet Our Team

Invest with Confidence

Mortgage Brokerage License:

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Administration License:

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